Lending that builds households — never traps them.
Our commercial model and our social purpose are the same thing. Responsible conduct is not an add-on — it is the reason a microfinance book stays healthy.
Sector figures are point-in-time public data (MFIN Micrometer, CRIF High Mark), shown for context — they describe the Indian microfinance market, not Anjali's own portfolio.
Financing women entrepreneurs and bringing thin-file households into the formal credit system — every loan reported to the bureaus builds a credit history.
Affordable emergency loans that keep families out of the hands of informal lenders in a crisis.
Compulsory Group Training builds repayment discipline and basic financial understanding before the first loan.
Transparent, reducing-balance rates within the RBI band — never usurious, disclosed in full before sanction.
We track client retention, graduation up the product ladder, and portfolio quality as our social-performance indicators — to the client-protection codes of the RBI and the industry SROs (MFIN and Sa-Dhan). Impact we can count, not claims we can't.
Company information for investors →Operates under the RBI (Regulatory Framework for Microfinance Loans) Directions, 2022. CIN U51109WB1996PTC080809 · ROC Kolkata.
Repayments capped at 50% of household income · total indebtedness ≤ ₹2 lakh · maximum 3 lenders per borrower.
Key Fact Statement before every sanction · only three permitted charges · no prepayment penalty, ever.
Loans reported to all RBI-approved Credit Information Companies, with assessed household income.